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Lorraine Thorne is one of The Top Selling Real Estate Experts™
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Lorraine Thorne, REALTORŽ, real estate agent and broker for Guilderland, Niskayuna and Schenectady New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Associate Broker
Among the TOP SELLING AGENTS
in the Capitol Region

Welcome! Here You Can Find Great Information on New York Real Estate in the Albany, Schenectady & Saratoga Regions.

"Put a Thorne ON your side"
with the
"Thorne Team"

LThorne@CBPP.com
(518)640-4728

Coldwell Banker Prime Properties

Looking for homes in the Albany, Schenectady or Saratoga County regions? Search everything the web has to offer, right here! Don't miss my Feature Homes.

I am a member of the A-1 Relocation Team and can help you find a home anywhere in the country.

Need local real estate information? I've summarized much of what is important about the Albany, Schenectady & Saratoga real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a Top Agent in the New York Capitol District area, I have the experience and track record you are looking for. Please let me help.

Let me give you a few important statistics.

Average Selling Price:
MLS $187,886
Thorne Team $232,831

Percentage of Listings Sold within 12 Months
MLS 67.2%
Thorne Team 97%

Average # of Days to Sell Listings
MLS 52
Thorne Team 40

List-Price to Sale-Price Ratio
MLS 96.49%
Thorne Team 95.16%

Lorraine Thorne

School Reports in Guilderland, Niskayuna and Schenectady, New York

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New York Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Guilderland, Niskayuna and Schenectady

Tax Considerations >Your Tax Free Profits

Significant tax reform legislation was signed into law with the Taxpayer Relief Act of 1997. This legislation replaced both the one-time $125,000 tax-free exclusion for homeowners aged 55 and older, and the "rollover" deferment of capital gains tax requiring the purchase of a replacement home of higher or equal cost within two years of the sale of your principal residence.

With this change, a married couple filing their taxes jointly pays capital gains taxes only on that portion of home sales profits that exceeds $500,000. Single taxpayers, heads of households, and married persons filing separately may exclude up to $250,000. The exclusion is available for all sales of homes that occurred on or after May 6, 1997. Homeowners can use this tax-free provision every two years.

You are allowed to keep these tax-free profits only if you have owned and used the home as your principal residence for two out of the five years prior to the sale of the property. Although the regulations do not require continuous occupancy, the IRS specifies that your principal residence must be the home you use for the majority of time during the year. Consult your tax advisor about your personal circumstance.

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Q	What does the term Curb Appeal mean?
A	This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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See the nation's top rated reports for Schools in Guilderland, Niskayuna and Schenectady >

Property Maps: Realty Search made a breeze
Property maps is a powerful real estate search tool.
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Lorraine Thorne
Coldwell Banker Prime Properties
1760 Union St.
Niskayuna
N.Y. 12309
Phone: (518)640-4728
Fax: (518)836-0237
Email: LThorne@cbpp.com

Lorraine's goal is to provide honest, directed customer service that permits each client to satisfy their objective. Because of our team approach, Lorraine is able to provide unparalleled responsiveness on behalf of buyer and sellers alike.

CRS Equal Housing MLS REALTOR wcr

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Associate BrokerAmong the TOP SELLING AGENTS in the Capitol Region