Guilderland, Niskayuna and Schenectady real estate and homes for sale in New York - Lorraine Thorne, REALTOR® Lorraine Thorne REALTOR(r) for Guilderland, Niskayuna and Schenectady, New York real estate - NUMBER1EXPERT™ Lorraine Thorne NUMBER1EXPERT(tm) for Guilderland, Niskayuna and Schenectady, New York real estate, residential retail, luxury homes

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Lorraine Thorne, REALTORŪ, real estate agent and broker for Guilderland, Niskayuna and Schenectady New York home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Real Estate Trivia
Q 
What time of year is considered the busiest for homebuyers and sellers?

A 
Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.
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Lorraine Thorne, REALTORŪ, real estate agent and broker for Guilderland, Niskayuna and Schenectady New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Lorraine Thorne
Coldwell Banker Prime Properties

1760 Union St.
Niskayuna
N.Y. 12309
Phone: (518)640-4728
Fax: (518)836-0237
Email: LThorne@cbpp.com

Lorraine's goal is to provide honest, directed customer service that permits each client to satisfy their objective. Because of our team approach, Lorraine is able to provide unparalleled responsiveness on behalf of buyer and sellers alike.

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